5 Ways You May Be Spending Money Without Even Realizing It
Finding ways to reduce your spending can make it easier to keep more in your pocket or save for a rainy day. And, if you're feeling financial pressure, you may be making a conscious effort to limit...
View ArticleHow to Update Your Resume for the 2024 Job Hunt
When you're gearing up for a job hunt, it's essential to update your resume. Your resume's job is to help you land an interview by highlighting your unique talents, experience and skills. Nowadays,...
View ArticleWhat Is a Budget Surplus?
A budget surplus is when a government, business or individual brings in more money than is spent in a given period. It's the opposite of a budget deficit, which is when an entity spends more than it...
View ArticleWhat Is Phishing?
Phishing is a type of scam that uses fraudulent texts, emails, phone calls or other types of communication to trick victims into revealing sensitive information. The ultimate goal of a phishing scam...
View ArticleStill Waiting on Your Tax Refund? Here’s What to Do
Tax day has come and gone, and this year's average refund so far is up $133 from last year to just over $3,000, according to the IRS. Waiting for your money to land in your bank account can be...
View ArticleHow to Get Approved for a Credit Card
Getting a credit card can unlock opportunities to build your credit and access credit card perks, such as cash back rewards. But if you're new to credit or your score could use improvement, you may be...
View ArticleWhat Is a Budget?
A budget is a tool for managing your spending and achieving financial stability over time. Without one, it can be easier to overspend and harder to plan ahead for emergencies. Not having a budget may...
View ArticleHow Can I Find All My Debt?
The average individual household debt balance reached $104,215 in 2023, a slight increase from the year before, according to Experian data. That figure encompasses all types of personal debt,...
View ArticleHow to Pay for Day Care
Costs for child care are higher than ever, forcing many families to spend almost a quarter of their annual income on child care expenses, according to a 2024 survey from the care provider platform...
View Article5 Ways to Pay for Your Wedding
The average wedding costs $35,000, according to 2023 data from The Knot. That's up $5,000 from the prior year—an increase driven by inflation and high demand. Of course, the price of a wedding can be...
View ArticleHow to Avoid Financial Scams
Americans lost more than $10 billion to fraud last year, according to data from the Federal Trade Commission (FTC). That's a 14% increase from 2022. And certain types of fraud are growing at an even...
View ArticleHow to Downsize Your Life
Downsizing is typically associated with retirees who seek to lower their housing payments by moving into smaller homes. But when people choose to downsize, and why they want to, may be shifting. A...
View Article3 Signs You Need a New Savings Account
Stashing away money in a savings account for emergencies and short-term savings goals is key to improving your financial life. It's also the ideal place for money you may need to access at short...
View ArticleHow to Invest in Index Funds
Index funds are a type of investment that mirrors a market index, aiming to replicate the performance of the underlying index by investing in the same basket of assets. When you buy shares of an index...
View ArticleWhat Is Personal Finance?
Personal finance is the way that you manage your money in order to cover your expenses and reach your goals. Learning about personal finance can help you get a firm handle on your money and make...
View ArticleHow to Get Out of Debt
Carrying high-interest debt can be overwhelming, especially when money is tight. Large, interest-bearing balances can feel difficult to get ahead of. Fortunately, while the road to getting out of debt...
View ArticleCredit Cards for Beginners: 8 Things to Know Before Your First Card
Getting your first credit card is a major step in your financial journey, and an opportunity to open doors to more borrowing opportunities in the future. Managing your first card well helps you build...
View ArticleHow to Get a Personal Loan With No Credit Check
It's possible to get a personal loan without a credit check, but no-credit-check personal loans can be limited. Many come with extremely high interest rates. If you don't need the loan urgently,...
View ArticleWhat Are Unclaimed Property Scams?
If you've received notice that you're entitled to unclaimed property, you might be due a windfall. Before you take action to claim it, however, know that it could be a scam. In a typical unclaimed...
View ArticleAre CDs Worth It?
A certificate of deposit (CD) is a type of savings account with a fixed term and stable interest. It's a type of time deposit, meaning investors lock in their money in exchange for guaranteed rates....
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