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Channel: Evelyn Waugh, Author at Experian's Official Credit Advice Blog
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How to Get Out of Debt

Carrying high-interest debt can be overwhelming, especially when money is tight. Large, interest-bearing balances can feel difficult to get ahead of. Fortunately, while the road to getting out of debt...

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How to Get a Personal Loan With No Credit Check

It's possible to get a personal loan without a credit check, but no-credit-check personal loans can be limited. Many come with extremely high interest rates. If you don't need the loan urgently,...

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What Are Unclaimed Property Scams?

If you've received notice that you're entitled to unclaimed property, you might be due a windfall. Before you take action to claim it, however, know that it could be a scam. In a typical unclaimed...

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Are CDs Worth It?

A certificate of deposit (CD) is a type of savings account with a fixed term and stable interest. It's a type of time deposit, meaning investors lock in their money in exchange for guaranteed rates....

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8 Best Ways to Make Extra Money for the Holidays

Making your list and checking it twice? When your budget is tight, generosity may take a back seat to frugality. However, bringing in additional money ahead of the holiday season can help you meet...

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How to Make a Budget Spreadsheet

A budget is a plan for how you'll direct your income toward meeting your goals, affording your wants and setting aside money for the future. You can use a budget spreadsheet to get organized and track...

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Cómo Salir de Deudas

Lidiar con deudas de alto interés puede ser abrumador, especialmente cuando el dinero es escaso. Los saldos grandes que generan intereses pueden parecer difíciles de manejar. Afortunadamente, aunque...

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Can You Reopen a Closed Credit Card?

Whether you closed your credit card by choice or your issuer canceled it, you may be wondering if it's possible to get it back. The answer depends on your issuer's policies. It may be possible to...

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Should I Open a New Credit Card for Holiday Shopping?

A new credit card could help you make the most of your holiday spending during a period of family gatherings, festive meals, gift exchanges and parties. Some experts predict holiday spending will go...

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What Are Unemployment Scams?

Unemployment scams are a type of fraud in which an identity thief uses your personal information to file for unemployment benefits. Unemployment scams peaked during the pandemic, when criminals...

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How Much Is a Down Payment on a Car?

The size of your down payment on an auto loan impacts your monthly payments, interest rate and repayment term, so it's important to weigh the choice carefully. As a general rule, you should aim to...

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Does Opening a New Credit Card Improve Your Credit Score?

If you're considering applying for a new credit card, it's important to weigh the impact on your credit with other benefits, such as promotional interest rates or the opportunity to earn rewards....

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