How Much Is a Down Payment on a Car?
The size of your down payment on an auto loan impacts your monthly payments, interest rate and repayment term, so it's important to weigh the choice carefully. As a general rule, you should aim to...
View ArticleDoes Opening a New Credit Card Improve Your Credit Score?
If you're considering applying for a new credit card, it's important to weigh the impact on your credit with other benefits, such as promotional interest rates or the opportunity to earn rewards....
View Article6 Best Ways to Invest Money in 2025
Investing allows you to grow your wealth by accessing potential market gains and the power of compound growth unlike what you'd get with a traditional savings account. If you invest successfully, it's...
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How Do You Calculate Net Worth?
Net worth is a snapshot of your full financial picture. To calculate your net worth, you subtract your liabilities from your assets. Knowing your net worth tells you how much wealth you have and can...
View ArticleWhat Is Debt Settlement?
Debt settlement is when you negotiate with your lenders to pay off your debts for less than you owe. When you're overwhelmed by debt, settling may sound like a lifeline. In some cases, it may be a...
View Article7 Steps to Get Out of Debt in 2025
When you're shouldering high balances, debt can be a major source of stress. That's especially true when you're battling high interest rates or feel financially overextended by what you owe. If you...
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What Is Smishing?
Smishing scams use texts to impersonate a trusted sender and steal a victim's information. There were more than 19.2 billion spam texts sent in November 2024 alone, according to anti-spam app...
View ArticleHow to Update Your Resume for the 2025 Job Hunt
When you're gearing up for a job hunt, it's essential to update your resume. Your resume's job is to help you land an interview by highlighting your unique talents, experience and skills. Nowadays,...
View Article10 Savings Challenges to Try in 2025
If higher expenses put a burden on your budget last year, you're not alone. When money is tight, finding funds to save for the future can feel out of reach. But building up your savings is a key part...
View ArticleHow to Do the 52-Week Money Challenge
Making saving a habit can help you build the cash reserves you need to cover yourself in an emergency and achieve other financial goals. But finding the money to set aside for the future can be...
View ArticleShould I Get a Credit Card?
Credit cards come with many benefits, but managing one is also a big responsibility. If you use it well, a credit card can help you build credit, have flexible payment options and potentially earn...
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How to Place a Fraud Alert
If you believe you have been or may become the victim of identity theft, you have the right to place a fraud alert on your credit reports. A fraud alert is a notification that instructs creditors to...
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